In the past, it was not uncommon for homeowners to buy a house around the age of 30 and have paid it off in full by the age of 60, hence the 30-year term for mortgages that has become the industry standard. But the Federal Reserve Board has found that more than a third of… Read more »
If you own a small business, you know you sometimes need a hand when the market changes or when unexpected costs arise. Or, maybe you need a boost to push your company’s growth to a new level. In both instances, short- and long-term business loans can be helpful. Learn more about these two loan options… Read more »
When your teen finally reaches high school graduation, they’re going to need a solid credit score for their next steps in life: renting an apartment, getting a loan or finding a good deal on insurance. For that reason, it’s important that teens build up their credit scores before they move out. There are a few… Read more »
For Steve Eiting, manager of the Private Wealth Management department at Minster Bank, the key to doing successful business is simple: Always put the client first. “Our goal is to be their one-stop financial institution,” said Eiting. “Here, they can get all their loans, they can do all their banking and we can do the… Read more »
If it’s your first time buying a car, you likely have enough funds to pay for it in cash. And if you’re a young driver, you likely also won’t have the necessary credit history to get a loan. In these situations, or in situations where you may not be approved for a loan due to… Read more »
If you’ve switched jobs, are over 59 ½ or retired recently, you may be wondering what to do with the money left in your 401(k) or another retirement plan from the previous job. The good news is that money is yours to keep (minus any of the company’s contributions that aren’t vested). Most commonly, you… Read more »
With a bit of thought and creativity, you can decrease costs for your business in ways that won’t disrupt your goals or productivity. In fact, careful cost-cutting could even help your company operate and serve customers more effectively. A Visual Guide to Cutting Costs for Your Small Business Get More Small Business Success Tips from… Read more »
A new year is a great time for a money makeover. If you struggle with saving or want to save even more than you do already, here are seven strategies worth implementing. Saving Strategy #1: 30 Day Rule According to The Simple Dollar contributor Trent Hamm, one of the simplest ways to avoid impulse purchases… Read more »
Car insurance is essential for drivers today. Not only is it forbidden to drive without insurance in all 50 states, but that car insurance can also help you cover any costs if you get into an accident. Many drivers want the least expensive insurance rates they can find while still receiving good coverage. But what… Read more »
These days, many Americans have jobs that require sitting for extended periods of time. But sitting for prolonged periods is linked to a higher risk of disease and premature death, according to the American Cancer Society. If your job requires you to sit for hours, or if your New Year’s resolutions include getting more exercise,… Read more »