“I Want Everybody to Know Just How Good They Are”: Local Lawyer Praises Minster Bank

Portrait of James Utrecht with Utrecht Law Offices of Troy Ohio

When the SBA’s Paycheck Protection Program (PPP) opened up, Troy, Ohio, attorney James Utrecht knew he needed to work with an experienced bank to secure the funding. He chose Minster Bank – specifically, working with his long-time contact, senior commercial loan officer Jerry Herbe. “He got my application together, approved and funded in seven days,”… Read more »

3 Ways to Make Your Car Last Longer

Father teaches his son how to make a car last longer

In a tougher economic climate, it’s important to save money where you can. One of the most expensive purchases you might be facing is a new car. But did you know you can take easy steps to make your car last longer and delay having to buy a new one? Follow these tips below to… Read more »

Six Affordable, Healthy Items to Add to Your Grocery List

Avocado, Swiss chard and sweet potatoes

For many people, cooking at home can seem daunting. What should I make? What are some healthy options that still taste good? And can I really save money by doing this? Your local supermarket is loaded with affordable and healthful gems that taste great – it’s just a matter of knowing what to look for… Read more »

Charitable Donations and Business Taxes: Learn About the Guidelines for Giving Back

By making a charitable contribution, your business can help people in need while potentially reducing your tax burden.  However, there are many rules and restrictions you should consider before contributing your money to a cause.  From your corporate structure to the nature of your donation, here’s a primer on what you should know about tax-deductible… Read more »

Are You Making These 5 Budgeting Mistakes?

Couple looking over bills and discussing their budgeting mistakes

Regardless of your age or expenses, it’s important to stick to a budget so you’re always aware of your financial stability.  According to USNews.com, “Budgets can be a great tool to help you achieve your financial goals. But if you approach budgeting the wrong way, it can lead to frustration, stress and even more spending.” … Read more »

Bensman Elected to Minster Bank’s Board of Directors

Daniel bensman elected to minster bank board of directors

Daniel Bensman has been elected to serve as a member of the Board of Directors of Minster Financial Corp. He was elected to a three-year term at the annual meeting of shareholders.  Bensman, an attorney with Faulkner, Garmhausen, Keister & Shenk, will replace Dick Knostman, who is retiring after 45 years of service on the… Read more »

Easy Steps to Teaching Your Children About Finances

Young girl sitting with her mom, putting change into a piggy bank

Money management is a complicated subject that even adults have trouble mastering. It’s understandable that teaching your kids about money might not be your favorite parental to-do. You can start simply with a certificate of deposit to teach your kids the fundamentals of saving money. Start By Setting Up An Account Call your financial institution… Read more »

Don’t Let Emotions Get in the Way of Your Investment Decisions

A woman putting change in a jar while using a calculator considering her investments

The investment landscape can be volatile and difficult to understand, but investing is a phenomenal way to add to your financial portfolio. The one thing it isn’t, though, is sentimental.  That’s why factoring emotions into the way you manage your investments puts you at high risk for making poor decisions and racking up losses. Instead,… Read more »

How to Stay Focused When Working From Home

A woman making notes at her desk working from home

Working from home has many perks — zero commute, a comfortable environment and no dress code. But working from home can come with its own set of distractions. Since you don’t have your boss looking over your shoulder or co-workers nearby, it might be hard to stay productive. Plus, chores around the house will call… Read more »