Category: Personal Finance

How To Find a Budgeting System To Fit Your Life

Whether you’re on a fixed income or simply looking to make smarter financial decisions, a budget can help you guide your spending and supplement your savings. However, it’s important to find a budgeting system that suits your lifestyle. Here are some common budgeting methods to help you achieve your financial goals. Use Minster Bank’s Budget… Read more »

Four Unnecessary Expenses to Cut From Your Life

As a hard-working adult, you know that saving money is an important thing to do. Unfortunately, it can also be a difficult prospect. Life is expensive, and it often feels like our money is gone no sooner than we’ve earned it. But are all of life’s expenditures necessary? Far from it; a close look at… Read more »

Start the New Year off Right with These Savings Tips

Yellow sticky notes with New Year’s resolutions written on them

A new year is a great time for a money makeover. If you struggle with saving or want to save even more than you do already, here are seven strategies worth implementing. Saving Strategy #1: 30 Day Rule According to The Simple Dollar contributor Trent Hamm, one of the simplest ways to avoid impulse purchases… Read more »

Savings Tips for a Great Getaway

Young couple enjoying a planned getaway

If you have dreams of going on a great getaway in the coming year but are worried about the costs required to make these dreams come true, it’s a good idea to begin budgeting for your trip as soon as possible. Follow these tips to save money before and during your next vacation. Tip 1:… Read more »

Everything You Need to Know About Smart Home Devices

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Smart home devices offer convenience and connectivity. You can play a song, turn off the lights and even order groceries with just your voice.  However, with an ever-growing selection of smart home devices on the market, it can be tough to know where to start. Here are four factors to consider before you commit to… Read more »

Financial Benefits and Drawbacks of Homeschooling

Father and daughter laugh during homeschooling session

Homeschooling is an increasingly popular choice for parents who want to customize their children’s education outside the traditional system. In a time of COVID-19, some parents also prefer the health and safety advantages of homeschooling their children. However, homeschooling also requires careful budgeting and planning. Consider the following financial pros and cons as you weigh… Read more »

Simple Tips to Save Even More Money

Woman putting a hundred dollar bill in a piggy bank

Small changes you implement into your daily life can make a big impression on your financial health. If you’re looking for ways to save money every day without committing to a major financial overhaul, consider the following money-saving tips. Take a Closer Look at Your Spending Habits Before you start saving, it’s a good idea… Read more »