Category: Personal Finance

5 Tips for Saving on a Lower Income

Mother and daughter saving money by cooking at home

If you have a lower income, it can seem difficult to put aside money for future goals or unexpected expenses. However, by reducing certain expenses and changing your purchasing habits, you can save money over time. Here are five simple tips you can use to build up your savings. 1. Cook at Home Eating out… Read more »

Support Those Who Serve This Holiday Season

Woman in military uniform hugs son holding small American flag

Give back to our troops this holiday season by donating $1 to Operation Homefront every time you make a qualifying Minster Bank transaction.  Read on to learn more about how you can help support our troops and about Operation Homefront. How to Help Our Troops With Online Banking Online banking at Minster Bank is already… Read more »

6 Alternatives to the Black Friday Frenzy

Father and daughter at home watching a movie and eating popcorn on Black friday

It seems like everyone spends the day after Thanksgiving taking part in a shopping frenzy. But if you’re tired of getting up early to fight the crowds and want to make the holiday weekend a little more meaningful, try some of the following activities this year.  Volunteer The Thanksgiving holiday is about being thankful for… Read more »

What Veterans Should Know About VA Loans

Veteran in uniform with family in new home purchased with va loan

Through a collaboration between the federal government and private lenders, VA loans are financial tools developed to encourage homeownership among U.S. military service members.  Here’s a look at how these loans work, what they can be used to pay for and who is eligible for them. What are VA Loans? VA loans are available to… Read more »

[Quiz] What’s Your Money Personality? + Tips to Save

Young couple looking at paperwork with a calculator identifying their wants vs their needs

The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries that you can’t afford. Take this quiz to learn your money-spending personality, then read on for tips to help you… Read more »

7 Easy Ways to Save Money When Dining Out

Young-female-and-male-couple-shares-pizza-at-restaurant

Being smart with your money doesn’t mean that you have to sacrifice the luxury of eating out.  Here are seven strategies to dining out on the cheap, so you can enjoy having someone else cook without taking a bite out of your budget. 1. Opt for Self-Service Restaurants Money Crashers contributor Amy Livingston recommends choosing… Read more »

Introducing Zelle®: Send and Request Money + Split Bills Easily

Group of friends uses Zelle®️ to split pizza bill

Minster Bank, together with Zelle®, is proud to announce a fast, safe and easy way to split bills and send money with people you trust.  What is Zelle? Zelle is a fast, safe and easy way to send money to and receive money from friends, family and others you trust. Best of all, it’s now… Read more »

Success Story: John Shell, The Miami County Fair and Minster Bank

Shell family of covington ohio at miami county fair

Last week, John Shell and his family celebrated nearly 20 years of involvement at the Miami County Fair as Shell’s youngest son showed his final pig. He said the family atmosphere is what led him and his wife, Kim, to become staples at the fair, with each of their four children showing animals throughout the… Read more »

How to Appeal a Denied Health Insurance Claim

Woman calls health insurance company about denied claim

Receiving a denial on your insurance claim, even after you’re feeling better, can be exceptionally frustrating. To help avoid unwanted stress on your finances and your peace of mind, consider the following methods to appeal a denied health insurance claim. Find Out Why Your Insurance Claim Was Denied Starts with figuring out why your claim… Read more »

How To Start a Side Business on a Budget

Whether it’s because you’re ready to be your own boss, want to share your ideas with the world or just want to make a little extra cash, starting a side business is becoming more and more popular. Since the goal of any small business is to make money, it’s important to craft a plan before… Read more »