Category: Personal Finance

How to Appeal a Denied Health Insurance Claim

Woman calls health insurance company about denied claim

Receiving a denial on your insurance claim, even after you’re feeling better, can be exceptionally frustrating. To help avoid unwanted stress on your finances and your peace of mind, consider the following methods to appeal a denied health insurance claim. Find Out Why Your Insurance Claim Was Denied Starts with figuring out why your claim… Read more »

How To Start a Side Business on a Budget

Whether it’s because you’re ready to be your own boss, want to share your ideas with the world or just want to make a little extra cash, starting a side business is becoming more and more popular. Since the goal of any small business is to make money, it’s important to craft a plan before… Read more »

7 Insider Tips to Help You Save Money on College Textbooks

Expensive textbook with one dollar bill hanging out of it

With a full load of college courses, textbook costs can pile up fast. If you’re looking to spend less and still have access to the textbooks you need, consider these tips for saving money. Shop Off-Campus On-campus college bookstores charge you a premium in exchange for one-stop shopping.  You can find better deals when you… Read more »

Your Four-Step Plan to Throwing the Perfect Summer Party

Friends enjoying outdoor entertaining during a summer party

Summer has a way of bringing family and friends together, and what better way to enjoy the season than an outdoor bash? Stress less as you prepare for your summer party with our four-step plan. You’ll be ready to turn your humble abode into the perfect place for entertaining. 1. Ready the Yard The surest… Read more »

How Much Should You Actually Spend on Housing?

Young couple unpacks boxes in their new home

When you’re laying out your budget, housing money is probably a pretty big chunk. But are you setting your housing budget wisely? Before you sign up for a new lease or mortgage, make sure the monthly payments won’t ruin your financial plans. Following the 28/36 Rule As with many financial concepts, there’s a rule to… Read more »

How to Budget for Entertainment and Leisure

Group of friends enjoying a leisurely activity after budgeting for entertainment

Budgeting is daunting, especially since it means cutting down on how much money you can spend on entertainment and leisure. But being smart about your spending doesn’t mean cutting out fun altogether. Remembering entertainment in your budget will help you stick to it and enjoy the times you do decide to spend.  Setting a Realistic… Read more »

Save Money When You Ace the 30 Day Rule

Two women applying the 30 day rule savings challenge to their shopping habits

So, what exactly is the 30 Day Rule? If you’ve never heard of it before, no worries! It’s an easy way to save money. The rule is this: when you’re out shopping and see something you want, don’t buy it. Instead, come home and write down the name of the item on a sticky note…. Read more »

Success Story: Welcome Home to Marge Meiring

White house with blue shutters purchased with welcome home grant funds through minster bank

Between understanding closing costs and filling out paperwork, buying a home for the first time can be daunting. But for Marge Meiring, a Minster Bank customer who took advantage of the Welcome Home program, it was much smoother. “I’m 67 and I had never bought a house, so I was a little overwhelmed with it… Read more »

How to Talk to Another Insurance Company After a Car Accident

Two men standing by wrecked cars looking at an insurance policy

If you’ve recently been in a car accident, the other driver’s car insurance company might try to ask for a statement. Before you say anything, learn about the risks of talking about the crash with the other insurance company, as well as find a wiser strategy to pursue in this scenario. What Not to Say… Read more »

4 Easy Ways To Make Family Budgeting Fun

Family doing family budgeting using easy tips from minster bank

Setting spending limits and crunching numbers isn’t a traditional recipe for family fun. But it is possible to make the process of creating, maintaining and benefiting from family budgets an enjoyable one. You and your family will find financial joy within the budgeting process with these tips. 1. Talk It Through Finances are a complicated… Read more »