When you think of investing, you may think of stocks, bonds or 401(k)s. However, there are lots of options for investing, including short-term investments. A certificate of deposit (CD) is one of them. CDs are low-risk and offer a higher interest rate than traditional savings accounts, and you can choose the right term length to… Read more »
This blog was originally published in 2019, and it was updated in 2023. Online banking and investing are modern-day services that provide convenience for those on the go. You can quickly pay bills and move money around using your home computer, smartphone or another compatible device. However, this convenience can become a major hassle if… Read more »
This blog was originally published in 2019, and it was updated in 2023. Your smartphone camera does more than take selfies. It can also be used to snap pictures of paper checks for mobile deposit, a way of banking that’s growing in popularity. According to a Federal Reserve survey, 51 percent of U.S. banking consumers… Read more »
No matter your age or circumstances, purchasing a home for the very first time can be daunting, but you don’t have to navigate this process alone. There are lots of free resources out there for first-time homebuyers, as well as experienced professionals who can guide you. 1. Mortgage Loan Officer Your mortgage loan officer will… Read more »
Walking through the door of a home that could one day be yours is an irreplaceable feeling. As you stand in the middle of the wood-paneled, orange-carpeted living room soaking it all in you can begin to see your vision for this cozy cottage unfolding right before your eyes. Purchasing your first home is a… Read more »
Credit scores are a sensitive topic for many people. According to a survey by the National Foundation for Credit Counseling, more people would be more embarrassed to admit their credit scores than their weight (30 percent vs. 12 percent). Having a healthy credit score is necessary if you want to apply for loans or apartments,… Read more »
Achieving and maintaining a good credit score will help you fund the major purchases that you’ve been dreaming about — and save money over time. Here are just some of the doors that having a positive credit history will open for you. 1. More Confidence in Obtaining a Loan Granted, financial institutions take more than… Read more »
