Category: Personal Finance

Earth Day History + 4 Creative Ways to Celebrate

Hands in circle around plant representing earth day

Earth Day reminds us of a too-easily-forgotten truth: our everyday behaviors have an effect on our planet’s health. Think about using this Earth Day to practice habits that conserve resources, promote cleaner air and encourage better health for yourself and your family and friends. The History of Earth Day Earth Day has its roots in… Read more »

Essential Financial Lessons For Kids

Child placing money in piggy bank

As a parent, you are your child’s first and most enduring teacher. The example you set, the lessons you teach and the instruction you neglect will live in your child’s psyche forever. And, that includes how to handle money. Help your kids develop good money habits now and throughout their lives with the following financial… Read more »

How a Bathroom Remodel Can Increase Your Home’s Value

Modern bathroom with grey vanity, double sinks, double mirrors above the sinks, an orchid plant sitting on the vanity, a bathtub and a glass shower with a tiled wall.

Deciding what home improvement projects to invest in can be tricky. You don’t want to pour money into a renovation or remodel that won’t pay off when you go to sell. If you’re eager to increase your home’s value, consider starting in a small, but essential, part of your home — your bathroom. “On average,… Read more »

How to Plan for a Home Down Payment

Happy couple looking at each other outside while moving into a new home.

Buying a home is a milestone worth celebrating, but it takes planning and preparation before signing the closing documents to ensure the purchase doesn’t become more of a burden than a blessing. Proper planning involves determining how big of a down payment you need and saving money for that down payment. Here are some pointers… Read more »

Father and Son Choose Minster Bank for Stellar Customer Service

Greg Elshoff and his father Mack choose Minster Bank for customer service.

Minster Bank has been the Elshoff family’s bank of choice for over 50 years, and for good reason. Whether it’s checking, savings or refinancing, both father Mack and son Greg know that Minster Bank will go above and beyond to deliver a high-quality customer experience every time. Mack opened his first account with the St…. Read more »

5 Real Estate Trends You Need to Know

A renovated kitchen in a home getting ready to be sold.

The real estate market is ever-evolving according to buyers’ wants, sellers’ needs and the state of the economy. These influences can make selling or buying a home exceptionally complicated. That’s why you need some insider information. When you’re shopping for a new home or getting ready to put your home on the market, remember the… Read more »

How To Find a Budgeting System To Fit Your Life

Woman sitting at a table surrounded with bills, credit card and a calculator working on a budget

  Whether you’re on a fixed income or simply looking to make smarter financial decisions, a budget can help you guide your spending and supplement your savings. However, it’s important to find a budgeting system that suits your lifestyle. Here are some common budgeting methods to help you achieve your financial goals. Use Minster Bank’s… Read more »