Category: Personal Finance

3 Ways to Make Your Car Last Longer

Father teaches his son how to make a car last longer

In a tougher economic climate, it’s important to save money where you can. One of the most expensive purchases you might be facing is a new car. But did you know you can take easy steps to make your car last longer and delay having to buy a new one? Follow these tips below to… Read more »

Six Affordable, Healthy Items to Add to Your Grocery List

Avocado, Swiss chard and sweet potatoes

For many people, cooking at home can seem daunting. What should I make? What are some healthy options that still taste good? And can I really save money by doing this? Your local supermarket is loaded with affordable and healthful gems that taste great – it’s just a matter of knowing what to look for… Read more »

Are You Making These 5 Budgeting Mistakes?

Couple looking over bills and discussing their budgeting mistakes

Regardless of your age or expenses, it’s important to stick to a budget so you’re always aware of your financial stability.  According to USNews.com, “Budgets can be a great tool to help you achieve your financial goals. But if you approach budgeting the wrong way, it can lead to frustration, stress and even more spending.” … Read more »

Easy Steps to Teaching Your Children About Finances

Young girl sitting with her mom, putting change into a piggy bank

Money management is a complicated subject that even adults have trouble mastering. It’s understandable that teaching your kids about money might not be your favorite parental to-do. You can start simply with a certificate of deposit to teach your kids the fundamentals of saving money. Start By Setting Up An Account Call your financial institution… Read more »

How to Stay Focused When Working From Home

A woman making notes at her desk working from home

Working from home has many perks — zero commute, a comfortable environment and no dress code. But working from home can come with its own set of distractions. Since you don’t have your boss looking over your shoulder or co-workers nearby, it might be hard to stay productive. Plus, chores around the house will call… Read more »

The 8 Types of Homeowner’s Insurance, Explained

Couple carries moving boxes into new home covered by homeowner’s insurance

Not all home insurance coverages are identical. The type of coverage you have on your home can vary based on the property you own and the aspects that the policy covers. It’s important for you to know now that you have the right coverage for your needs; otherwise, you could find yourself in bigger trouble… Read more »

Receive Free Money Toward Your New Home With the Welcome Home Program

Husband and wife hold key to new home purchased with welcome home grant money

Thanks to the Welcome Home Program, made possible by the Federal Home Loan Bank of Cincinnati, eligible homeowners could receive up to $5,000 toward the purchase of their new residence, increased up to $7,500 for homebuyers who are honorably discharged veterans or active duty personnel. The borrower must maintain ownership and reside in the property… Read more »

Minster Bank Hires Vandalia-Butler Branch Manager

amanda-anderson-branch-manager

Amanda Anderson has been hired as the branch manager for the new Minster Bank Vandalia-Butler office.   Scott Neth, Vice President Retail Banking, said Anderson will be joining commercial lenders Joel K. Bopp and Michelle Sherrill to help lead the bank’s efforts to grow Minster Bank’s presence for individuals and businesses in Montgomery County.   In this… Read more »

Minster Bank Community Voices: Brenda Cavinder and Marge Meiring

Retro microphone with text reading minster bank community voices with brenda cavinder and marge meiring

Get expert tips and a look at Minster Bank with our new audio series, Minster Bank Community Voices. This week’s guest is Brenda Cavinder, branch manager at our Minster location. She’s also joined by customer Marge Meiring, who used the Welcome Home program to help her purchase her first home. Read more below or listen… Read more »

How Much Money Should I Have in an Emergency Fund?

Couple teaches young daughter to save money for emergency fund

Emergencies happen to everyone, regardless of whether you have a steady income or are struggling to manage your finances.  Unexpected expenses are just that – unplanned. Imagine if your car blew two tires tomorrow, or if you broke your ankle and had to go to the hospital. Would you be able to pay for these… Read more »