Category: Personal Finance

Is Private Mortgage Insurance Good or Bad?

Parents watch two kids carry boxes in new home

If you don’t have the money for a down payment on a home, you might have heard of private mortgage insurance, or PMI. This tool can help you buy a home faster, but it’s not without its costs. Learn more about PMI and decide if it’s worth the risks. What is Private Mortgage Insurance? When… Read more »

Should I Get Extra Insurance For My Valuables?

Valuable pearls, diamonds and gold jewelry

Your diamond wedding ring; your grandmother’s onyx necklace; an original Andy Warhol print; your great-uncle’s collection of rare stamps.  What do all these things have in common? Easy – they’re valuable, both in terms of money and sentimentality. To help protect them, you may want to consider extra insurance coverage.  Check Your Current Policy As… Read more »

How to Appeal a Denied Health Insurance Claim

Woman calls health insurance company about denied claim

Receiving a denial on your insurance claim, even after you’re feeling better, can be exceptionally frustrating. To help avoid unwanted stress on your finances and your peace of mind, consider the following methods to appeal a denied health insurance claim. Find Out Why Your Insurance Claim Was Denied Starts with figuring out why your claim… Read more »

How To Start a Side Business on a Budget

woman ships out product from side business

Whether it’s because you’re ready to be your own boss, want to share your ideas with the world or just want to make a little extra cash, starting a side business is becoming more and more popular. Since the goal of any small business is to make money, it’s important to craft a plan before… Read more »

7 Insider Tips to Help You Save Money on College Textbooks

Expensive textbook with one dollar bill hanging out of it

With a full load of college courses, textbook costs can pile up fast. If you’re looking to spend less and still have access to the textbooks you need, consider these tips for saving money. Shop Off-Campus On-campus college bookstores charge you a premium in exchange for one-stop shopping.  You can find better deals when you… Read more »

Your Four-Step Plan to Throwing the Perfect Summer Party

Friends enjoying outdoor entertaining during a summer party

Summer has a way of bringing family and friends together, and what better way to enjoy the season than an outdoor bash? Stress less as you prepare for your summer party with our four-step plan. You’ll be ready to turn your humble abode into the perfect place for entertaining. 1. Ready the Yard The surest… Read more »

How To Travel During Retirement

Retired couple posing in front of a cruise ship while traveling

When you retire, you have more time on your hands to see the world. However, with a fixed budget, planning your expenses out ahead of time is of utmost importance. Traveling during retirement is something that you can achieve with responsible budgeting and a sound strategy. Know Your Fixed Budget and Current Expenditures A good… Read more »