According to National Geographic contributors Samantha Cohen and Eric Estroff, Americans throw out an average of $165 billion of food every year. Not only is excess food waste a problem for people’s wallets, it also has a detrimental effect on the environment and makes it harder for food to reach those who really need it…. Read more »
When you’re laying out your budget, housing money is probably a pretty big chunk. But are you setting your housing budget wisely? Before you sign up for a new lease or mortgage, make sure the monthly payments won’t ruin your financial plans. Following the 28/36 Rule As with many financial concepts, there’s a rule to… Read more »
Budgeting is daunting, especially since it means cutting down on how much money you can spend on entertainment and leisure. But being smart about your spending doesn’t mean cutting out fun altogether. Remembering entertainment in your budget will help you stick to it and enjoy the times you do decide to spend. Setting a Realistic… Read more »
A college education can help you secure a sound financial future, yet securing that education often comes at a very high cost. Financial aid can help alleviate some of that cost, and it can come from a variety of different sources, depending on what works best for your needs. Why You Need to File Your… Read more »
So, what exactly is the 30 Day Rule? If you’ve never heard of it before, no worries! It’s an easy way to save money. The rule is this: when you’re out shopping and see something you want, don’t buy it. Instead, come home and write down the name of the item on a sticky note…. Read more »
Between understanding closing costs and filling out paperwork, buying a home for the first time can be daunting. But for Marge Meiring, a Minster Bank customer who took advantage of the Welcome Home program, it was much smoother. “I’m 67 and I had never bought a house, so I was a little overwhelmed with it… Read more »
If you’ve recently been in a car accident, the other driver’s car insurance company might try to ask for a statement. Before you say anything, learn about the risks of talking about the crash with the other insurance company, as well as find a wiser strategy to pursue in this scenario. What Not to Say… Read more »
