Category: Personal Finance

Smart tips to get the most money from your home sale

Woman painting a room in preparation for selling her home

Your home is full of memories. Perhaps it was the first place you and your spouse lived together. Maybe your children took their first steps in the living room, or the kitchen was host to dozens of Thanksgiving feasts. And if you’re trying to sell your home, you’re trying to sell the idea that someone… Read more »

How to Create a Food Budget for 2021

Woman opens fridge and puts away groceries

Everyone needs to eat, but your eating habits may have changed a lot during 2020. While food expenses are a necessary part of any monthly budget, there are practical ways you can reduce food costs. Get the lowdown on creating a monthly food budget, as well as other steps you can take to stick to… Read more »

Buy Your Dream Wardrobe Without Spending a Bundle

Clothing hanging on wooden hangers on a metal rack

With so many occasions and seasons to dress for, your clothing budget can easily get out of hand. While it’s nice to have a wardrobe that can address every scenario and social gathering imaginable, you simply don’t have the money, or the closet space for that matter, to accommodate. These tips will help you stay… Read more »

The Importance of Scheduled Maintenance for Your Car

Vehicle receiving scheduled car maintenance

Informing yourself about your vehicle’s needs is a habit that pays dividends in the long term. By paying attention to the recommended maintenance schedule and following it accordingly, you can extend the life of your car, prevent serious problems and avoid disruptions to your finances. Consequences of skipping scheduled car maintenance Disregarding scheduled maintenance for… Read more »

Pros and Cons of Owning a Rental Property

Toy houses lined up as rental properties

Owning and renting real estate is an investment option with many attractive advantages, especially among the retired. What’s more, thanks to the passage of the 2017 Tax Cuts and Jobs Act, the economics of buying rental property are more favorable than they have been for a generation. That being said, there are also disadvantages to… Read more »

Jobs to Keep You Active During Retirement

Woman working during retirement to stay active

Retirement strips away the stresses of the workday and replaces them with rest, relaxation, independence and adventure. While you might think that having unlimited time to do whatever you please is endlessly appealing, many retirees find they miss the sense of order that working brought to their lives. If you feel you might need more… Read more »

What Are Closing Costs & How Do They Work?

man pays closing costs for home loan

Are you planning on buying a new home? Or refinancing your current home? Did you know you can save on closing costs? Are you wondering what is included in closing costs and why they exist? You’re not alone, many homeowners ask the same question! While they may seem like just another fee, closing costs can… Read more »