Category: Personal Finance

Is Your Financial Information Secure Online?

Adult man using his laptop in his home

This blog was originally published in 2019, and it was updated in 2023. Online banking and investing are modern-day services that provide convenience for those on the go. You can quickly pay bills and move money around using your home computer, smartphone or another compatible device. However, this convenience can become a major hassle if… Read more »

The Ins and Outs of Online Check Deposits

Adult man taking a photo of a check on his banking app

This blog was originally published in 2019, and it was updated in 2023. Your smartphone camera does more than take selfies. It can also be used to snap pictures of paper checks for mobile deposit, a way of banking that’s growing in popularity. According to a Federal Reserve survey, 51 percent of U.S. banking consumers… Read more »

4 Top Resources for First-Time Homebuyers in West Central Ohio

A couple receiving keys and smiling in their new home

No matter your age or circumstances, purchasing a home for the very first time can be daunting, but you don’t have to navigate this process alone. There are lots of free resources out there for first-time homebuyers, as well as experienced professionals who can guide you. 1. Mortgage Loan Officer Your mortgage loan officer will… Read more »

9 Easy Tips For Purchasing Your First Home

9 Easy Tips For Purchasing Your First Home

Walking through the door of a home that could one day be yours is an irreplaceable feeling. As you stand in the middle of the wood-paneled, orange-carpeted living room soaking it all in you can begin to see your vision for this cozy cottage unfolding right before your eyes. Purchasing your first home is a… Read more »

Easily Improve your Credit Score in 6 Steps

Businessman Checking Credit Score Online and Financial payment Rating Budget Money

Credit scores are a sensitive topic for many people. According to a survey by the National Foundation for Credit Counseling, more people would be more embarrassed to admit their credit scores than their weight (30 percent vs. 12 percent). Having a healthy credit score is necessary if you want to apply for loans or apartments,… Read more »

7 Perks of a Good Credit Score (That Save You Money)

credit score concept on the screen of smart phone, checking payment history in bank

Achieving and maintaining a good credit score will help you fund the major purchases that you’ve been dreaming about — and save money over time. Here are just some of the doors that having a positive credit history will open for you. 1. More Confidence in Obtaining a Loan Granted, financial institutions take more than… Read more »

How to Start Building Credit for the First Time

Generation Z woman laughing at her phone and holding her credit card.

For most adults, establishing credit is an important step to becoming financially independent. A good credit history is essential if you want to obtain a mortgage, vehicle loan, or other type of financing. But if you don’t have a credit history, how do you get started? In this blog, you’ll learn some different ways to… Read more »