Category: Personal Finance

[Quiz] What’s Your Money Personality? + Tips to Save

Young couple looking at paperwork with a calculator identifying their wants vs their needs

The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries that you can’t afford. Take this quiz to learn your money-spending personality, then read on for tips to help you… Read more »

6 Financial Tips for Going Back to School

Woman does research online about going back to college

If you’re considering going back to college to boost your credentials, you’re probably on the lookout for money-saving strategies.  Here are six dollar-stretching tips to keep you at the top of your class. 1. Fill Out the FAFSA to Save Money If you’re looking to continue your education, your first stop should be the Free… Read more »

7 Easy Ways to Save Money When Dining Out


Being smart with your money doesn’t mean that you have to sacrifice the luxury of eating out.  Here are seven strategies to dining out on the cheap, so you can enjoy having someone else cook without taking a bite out of your budget. 1. Opt for Self-Service Restaurants Money Crashers contributor Amy Livingston recommends choosing… Read more »

Introducing Zelle®: Send and Request Money + Split Bills Easily

Group of friends uses Zelle®️ to split pizza bill

Minster Bank, together with Zelle®, is proud to announce a fast, safe and easy way to split bills and send money with people you trust.  What is Zelle? Zelle is a fast, safe and easy way to send money to and receive money from friends, family and others you trust. Best of all, it’s now… Read more »

Success Story: John Shell, The Miami County Fair and Minster Bank

Shell family of covington ohio at miami county fair

Last week, John Shell and his family celebrated nearly 20 years of involvement at the Miami County Fair as Shell’s youngest son showed his final pig. He said the family atmosphere is what led him and his wife, Kim, to become staples at the fair, with each of their four children showing animals throughout the… Read more »

Get the Most Bang for Your Buck With These Home Investments

Child and father work on home upgrades together

Making upgrades to your home is like an investment – similar to putting money into a retirement account. That’s why it’s important to choose ones that will provide value for you now, save you money over time and make your house worth more in the future.  The following home upgrades check all of these boxes…. Read more »

Is Private Mortgage Insurance Good or Bad?

Parents watch two kids carry boxes in new home

If you don’t have the money for a down payment on a home, you might have heard of private mortgage insurance, or PMI. This tool can help you buy a home faster, but it’s not without its costs. Learn more about PMI and decide if it’s worth the risks. What is Private Mortgage Insurance? When… Read more »

Should I Get Extra Insurance For My Valuables?

Valuable pearls, diamonds and gold jewelry

Your diamond wedding ring; your grandmother’s onyx necklace; an original Andy Warhol print; your great-uncle’s collection of rare stamps.  What do all these things have in common? Easy – they’re valuable, both in terms of money and sentimentality. To help protect them, you may want to consider extra insurance coverage.  Check Your Current Policy As… Read more »

How to Appeal a Denied Health Insurance Claim

Woman calls health insurance company about denied claim

Receiving a denial on your insurance claim, even after you’re feeling better, can be exceptionally frustrating. To help avoid unwanted stress on your finances and your peace of mind, consider the following methods to appeal a denied health insurance claim. Find Out Why Your Insurance Claim Was Denied Starts with figuring out why your claim… Read more »

How To Start a Side Business on a Budget

woman ships out product from side business

Whether it’s because you’re ready to be your own boss, want to share your ideas with the world or just want to make a little extra cash, starting a side business is becoming more and more popular. Since the goal of any small business is to make money, it’s important to craft a plan before… Read more »