Minster Bank has been the Elshoff family’s bank of choice for over 50 years, and for good reason. Whether it’s checking, savings or refinancing, both father Mack and son Greg know that Minster Bank will go above and beyond to deliver a high-quality customer experience every time. Mack opened his first account with the St…. Read more »
Category: Personal Finance
5 Real Estate Trends You Need to Know
The real estate market is ever-evolving according to buyers’ wants, sellers’ needs and the state of the economy. These influences can make selling or buying a home exceptionally complicated. That’s why you need some insider information. When you’re shopping for a new home or getting ready to put your home on the market, remember the… Read more »
How to Plan for a Home Down Payment
Buying a home is a milestone worth celebrating, but it takes planning and preparation before signing the closing documents to ensure the purchase doesn’t become more of a burden than a blessing. Proper planning involves determining how big of a down payment you need and saving money for that down payment. Here are some pointers… Read more »
How To Find a Budgeting System To Fit Your Life
Whether you’re on a fixed income or simply looking to make smarter financial decisions, a budget can help you guide your spending and supplement your savings. However, it’s important to find a budgeting system that suits your lifestyle. Here are some common budgeting methods to help you achieve your financial goals. Use Minster Bank’s… Read more »
Four Unnecessary Expenses to Cut From Your Life
As a hard-working adult, you know that saving money is an important thing to do. Unfortunately, it can also be a difficult prospect. Life is expensive, and it often feels like our money is gone no sooner than we’ve earned it. But are all of life’s expenditures necessary? Far from it; a close look… Read more »
Start the New Year off Right with These Savings Tips
A new year is a great time for a money makeover. If you struggle with saving or want to save even more than you do already, here are seven strategies worth implementing. Saving Strategy #1: 30 Day Rule According to The Simple Dollar contributor Trent Hamm, one of the simplest ways to avoid impulse purchases… Read more »
Savings Tips for a Great Getaway
If you have dreams of going on a great getaway in the coming year but are worried about the costs required to make these dreams come true, it’s a good idea to begin budgeting for your trip as soon as possible. Follow these tips to save money before and during your next vacation. Tip 1:… Read more »