Retirement is a big goal, no matter how far you are into your career. That’s why everyone needs to account for differences like healthcare needs, time in the workforce and more. Learn three reasons why women need to save more for retirement – and how to get there. Reason #1: Women Tend to Live Longer… Read more »
Making upgrades to your home is like an investment – similar to putting money into a retirement account. That’s why it’s important to choose ones that will provide value for you now, save you money over time and make your house worth more in the future. The following home upgrades check all of these boxes…. Read more »
If you don’t have the money for a down payment on a home, you might have heard of private mortgage insurance, or PMI. This tool can help you buy a home faster, but it’s not without its costs. Learn more about PMI and decide if it’s worth the risks. What is Private Mortgage Insurance? When… Read more »
Your diamond wedding ring; your grandmother’s onyx necklace; an original Andy Warhol print; your great-uncle’s collection of rare stamps. What do all these things have in common? Easy – they’re valuable, both in terms of money and sentimentality. To help protect them, you may want to consider extra insurance coverage. Check Your Current Policy As… Read more »
When you retire, you have more time on your hands to see the world. However, with a fixed budget, planning your expenses out ahead of time is of utmost importance. Traveling during retirement is something that you can achieve with responsible budgeting and a sound strategy. Know Your Fixed Budget and Current Expenditures A good… Read more »
According to National Geographic contributors Samantha Cohen and Eric Estroff, Americans throw out an average of $165 billion of food every year. Not only is excess food waste a problem for people’s wallets, it also has a detrimental effect on the environment. Fortunately, there are several ways that you can reduce the amount of food… Read more »
Whether you’re playing catch-up or fine-tuning established investments, your thirties are crucial years for strengthening your financial future. Consider these tips to help make your road to retirement a bit smoother. Know Your Investment Options Whether you’ve already been saving for retirement or you want to get started, it’s important to be aware of your… Read more »
The term “small business” is more than just a title — it’s a government-defined designation that comes with unique benefits. If your company qualifies as a small business, it may be eligible for the Small Business Association’s programs, which include loans, grants and disaster assistance. Furthermore, the federal government sets aside contracts for competition among… Read more »
A college education can help you secure a sound financial future, yet securing that education often comes at a very high cost. Financial aid can help alleviate some of that cost, and it can come from a variety of different sources, depending on what works best for your needs. Why You Need to File Your… Read more »
Between medical expenses, car payments and rent, it can be hard to find room to give, no matter how much you want to contribute to a good cause. With the following tips, you can still help those in need even while on a tight budget yourself. Pick a Cause You Care About Before you decide… Read more »