This blog was originally published in 2021 and was updated in 2022.
The next generation of banking is rooted in convenience and flexibility, and for good reason. We’re on the go more than ever before, and being able to attend to our finances wherever we are, whenever we want has never been more important.
At Minster Bank, we have a suite of online and mobile banking options that are right at your fingertips ― whether it’s on your personal computer, your tablet or your smartphone. Here are the top 5 convenience factors of online and mobile banking with Minster Bank.
1. You Can Access Your Account 24/7
With the exception of occasional scheduled maintenance for Minster Bank’s website and app, online and mobile banking options are available to use anytime you need them. It doesn’t matter if you’re an early bird or a night owl ― you can take care of your financial business whenever it works best for you.
In addition, you don’t have to worry about trying to make it to a physical location during business hours. Most simple account management tasks, like paying bills and transferring money between accounts, can be done through online or mobile banking anytime.
2. Your Bank Account Goes Wherever You Go
Whether you’re at home, at work, at school or on vacation, you can access your account from wherever you are. As long as you have an internet connection and a compatible device (computer, tablet, smartphone), you’re able to log in with your username and secure password.
This can be especially great if you’re a college student and there is not a Minster Bank location nearby, or if you travel frequently for work.
3. Everything is in One Place
Once you log in to your online banking account or Minster Bank mobile app, your account information is right there, easily accessible and together in one place. You don’t have to worry about keeping track of multiple paper statements or receipts.
In your online or mobile banking account, you can see:
- • Past transactions
- • Pending and scheduled bill payments
- • Up-to-date account balances
- • Images of checks and deposit slips
- • And more
4. You Can Keep Tabs on What’s Happening in Real-Time
Most transactions will show up in your online or mobile account within minutes, and your account will show you exactly what your available balance is in real time. You can also see which transactions have already been processed versus which transactions are still pending.
This feature can really help with staying on top of your budget. You can see when scheduled payments have been taken out and how much money you have spent on certain kinds of transactions.
5. You Save Time
Time is one of the most valuable commodities in our lives because we only have so much to spend each day. Taking advantage of online and mobile banking saves you from spending more time on your finances than you need to.
For example, if you need to deposit a check, all you have to do is sign into your mobile banking app and use your phone or tablet to complete a mobile deposit. The process takes minutes, compared to the time it would take you to visit a physical location each time you have a check to deposit. Or if you owe someone money, Zelle® person-to-person payments allow you to pay someone back instantaneously.
More About Online and Mobile Banking at Minster Bank
Online and mobile banking is free and included with all Minster Bank accounts. You can access it from any computer, tablet or smartphone, as long as you have your login credentials and an internet or mobile data connection. Here are some different tasks you can do through online banking.
- • View account balances
- • Transfer funds between accounts
- • Make mobile check deposits
- • Set up recurring payments
- • Pay bills
- • Person-to-person payments