Is Private Mortgage Insurance Good or Bad?

Parents watch two kids carry boxes in new home

If you don’t have the money for a down payment on a home, you might have heard of private mortgage insurance, or PMI. This tool can help you buy a home faster, but it’s not without its costs. Learn more about PMI and decide if it’s worth the risks. What is Private Mortgage Insurance? When… Read more »

Should I Get Extra Insurance For My Valuables?

Valuable pearls, diamonds and gold jewelry

Your diamond wedding ring; your grandmother’s onyx necklace; an original Andy Warhol print; your great-uncle’s collection of rare stamps.  What do all these things have in common? Easy – they’re valuable, both in terms of money and sentimentality. To help protect them, you may want to consider extra insurance coverage.  Check Your Current Policy As… Read more »

How to Appeal a Denied Health Insurance Claim

Woman calls health insurance company about denied claim

Receiving a denial on your insurance claim, even after you’re feeling better, can be exceptionally frustrating. To help avoid unwanted stress on your finances and your peace of mind, consider the following methods to appeal a denied health insurance claim. Find Out Why Your Insurance Claim Was Denied Starts with figuring out why your claim… Read more »

4 Questions That Can Help Reduce Employee Turnover

Young woman speaks to her boss about communication in workplace

Did you know the cost to replace an employee can be thousands of dollars? If you don’t want to spend that kind of money – and who does? – it’s key to keep the employees you already have.  While some turnover is expected, taking action now will go a long way toward keeping your company… Read more »

From 1914 to Now: The Story of Minster Bank [Video]

Historic Minster Bank building in Minster Ohio

This is the first part of a two-part series on Minster Bank’s past and present.  As a whole, Ohio is among the states with higher numbers of community banks – 178 total as of 2018. And for more than 100 years, Minster Bank has been one of those institutions. Learn more about Minster Bank’s history… Read more »

Minster Bank Announces 2019 Scholarship Recipients

13 students who received the Minster Bank 2019 Scholarship

At Minster Bank, we believe creating a bright future begins with fostering talent and professional development in our young people. That’s why each year, we award scholarships to area students graduating from high school. We’re pleased to announce the 13 winners of this year’s award. Read on to learn more about each recipient.  Gray Harshbarger,… Read more »

How To Start a Side Business on a Budget

woman ships out product from side business

Whether it’s because you’re ready to be your own boss, want to share your ideas with the world or just want to make a little extra cash, starting a side business is becoming more and more popular. Since the goal of any small business is to make money, it’s important to craft a plan before… Read more »