As you plan for retirement, two of the most important questions you can ask are “How much money will I need to maintain my standard of living?” and “How long will I need to live on that amount?” Age banding is a concept that can help you answer these questions with greater accuracy, enabling you… Read more »
The number of retirees seeking volunteer work is on the rise. In a recent Consumer Reports survey, two-thirds of respondents between the ages of 55 and 70 said that they planned to volunteer during their retirement. Volunteering can help keep people of any age active and engaged in their communities – two factors that can… Read more »
According to a 2017 survey by Javelin Strategy and Research, approximately 61 percent of checking account customers subscribe to paperless statements. Are you one of them? Discover three reasons to go paperless with your banking statements and other communications this year. Reason #1: Help the Environment Perhaps the most obvious benefit of going paperless with… Read more »
Your home will probably be your greatest financial investment, and doing what you can to protect that investment it is a constant effort. Some factors in your control, ranging from the way you keep your lawn to the way you renovate your bathrooms, will affect the value of your home in the long run. However,… Read more »
You know why it’s important to protect your personal online banking information with a strong password. You even go the extra mile and change your password every 90 days to make sure you’re always one step ahead. But what do you do when your mobile banking app introduces the idea of biometric authentication – and… Read more »
In the past, it was not uncommon for homeowners to buy a house around the age of 30 and have paid it off in full by the age of 60, hence the 30-year term for mortgages that has become the industry standard. But the Federal Reserve Board has found that more than a third of… Read more »
If you own a small business, you know you sometimes need a hand when the market changes or when unexpected costs arise. Or, maybe you need a boost to push your company’s growth to a new level. In both instances, short- and long-term business loans can be helpful. Learn more about these two loan options… Read more »
When your teen finally reaches high school graduation, they’re going to need a solid credit score for their next steps in life: renting an apartment, getting a loan or finding a good deal on insurance. For that reason, it’s important that teens build up their credit scores before they move out. There are a few… Read more »
For Steve Eiting, manager of the Private Wealth Management department at Minster Bank, the key to doing successful business is simple: Always put the client first. “Our goal is to be their one-stop financial institution,” said Eiting. “Here, they can get all their loans, they can do all their banking and we can do the… Read more »
If it’s your first time buying a car, you likely won’t have enough funds to pay for it in cash. And if you’re a young driver, you likely also won’t have the necessary credit history to get a loan. In these situations, or in situations where you may not be approved for a loan due… Read more »