Five Signs of Financial Trouble for Your Small Business

Small business owner working on financial problems at desk

Financial troubles for your small business typically don’t happen overnight. By paying attention to the following warning signs, you’ll be better prepared to protect your business from serious financial ruin down the road. Problem #1: You Have an Unbalanced Cash Flow When the money you’re spending to cover operating costs starts to exceed the amount… Read more »

Does Your Company Qualify as a Small Business?

Young male business owner looks out window in shop

The term “small business” is more than just a title — it’s a government-defined designation that comes with unique benefits. If your company qualifies as a small business, it may be eligible for the Small Business Association’s programs, which include loans, grants and disaster assistance. Furthermore, the federal government sets aside contracts for competition among… Read more »

Charitable Giving: Make a Big Impact on a Small Budget

Little girl plants tree in earth with parents’ hands helping

Between medical expenses, car payments and rent, it can be hard to find room to give, no matter how much you want to contribute to a good cause. With the following tips, you can still help those in need even while on a tight budget yourself. Pick a Cause You Care About Before you decide… Read more »

Financial Literacy With Minster Bank: Students Gain Money Smarts

Minster Bank President Dale Luebke with students during financial literacy program

During the 2018-19 school year, Minster Bank reached around 2,000 students from kindergarten to high school through their financial literacy programs. Through these programs, which are held in each of the counties where Minster Bank branches are located – Auglaize, Shelby, Miami and Montgomery – Minster Bank representatives teach students financial skills in a fun… Read more »

Save Money When You Ace the 30 Day Rule

Two women applying the 30 day rule savings challenge to their shopping habits

So, what exactly is the 30 Day Rule? If you’ve never heard of it before, no worries! It’s an easy way to save money. The rule is this: when you’re out shopping and see something you want, don’t buy it. Instead, come home and write down the name of the item on a sticky note…. Read more »

Success Story: Welcome Home to Marge Meiring

White house with blue shutters purchased with welcome home grant funds through minster bank

Between understanding closing costs and filling out paperwork, buying a home for the first time can be daunting. But for Marge Meiring, a Minster Bank customer who took advantage of the Welcome Home program, it was much smoother. “I’m 67 and I had never bought a house, so I was a little overwhelmed with it… Read more »