Should I Save or Invest My Money?

Woman looks at laptop researching investment account opportunities

When you have enough money to cover your everyday expenses, you should consider saving money for the future. You can choose to put this money in a secure savings account with your financial institution or invest it in the market. There are risks and benefits of each that you should consider before making your final… Read more »

Budget-Friendly Wedding Tips that Won’t Break the Bank

Woman trying on wedding dress and planning a wedding on a budget

Weddings are a celebration of love, joy and commitment, but between booking a venue, ordering the catering and sending out invitations, your expenses can pile up and put a damper on the fun. In 2018, the average wedding cost more than $44,000 — that’s more than the average student loan for a four-year degree. But… Read more »

Should I Invest in Stock or Mutual Funds?

Desktop with stock chart, highlighter and calculator

Whether you’re saving for a big investment or hoping to retire soon, the stock market is a good place to make your money work for you. Two of the most common forms of investment are mutual funds and individual stocks. Both of them can provide big returns, but you need to understand each option before… Read more »

Pros and Cons: Should You Open a Joint Account?

Young couple checking their bank account, considering the pros and cons of a joint bank account

You might be wondering if it’s a good time to set up a joint bank account. Maybe you’re getting ready to tie the knot or finally consolidate your money with your spouse. There are many benefits to having a joint bank account, but is it the best option for your situation? Pros of Opening a… Read more »

How Your Smartphone Can Help You Save

Woman banks on smartphone at outdoor cafe

Ever wonder why so many people love mobile banking? It’s probably because banking online is a great way to set, track and stick to a budget. And according to CreditCards.com, in 2016, 62 percent of Americans cited digital banking as their primary method of banking. There are many benefits to tracking your spending on an… Read more »

Success Story: Wells Brothers and Minster Bank, a Commercial Banking Partnership

Executive team of wells brothers of anna ohio with plant funded by minster bank and red wells brothers trucks

Since its inception in 1988, Wells Brothers of Anna, Ohio, has been a family owned business. Incorporated in 1989, Wells Brothers’ President is Curt Wells, his brother Jerry is Vice President and Curt’s wife Sandy is the Secretary and Treasurer. The company began with electrical and HVAC residential services, and now primarily focuses on the… Read more »

Financial Tips for Young Entrepreneurs

Young female entrepreneur working on laptop at her desk

No matter how old you are, the entrepreneurship bug can bite and give you the itch to start a business. If you’ve been working for some time, you probably have some experience in the industry you’re launching into and have spent time in the business world. However, if you’re younger, there’s more for you to… Read more »