Minster Bank is pleased to announce the expansion of our branch network to serve the Vandalia-Butler area. The new office, to be located at 8530 N. Dixie Highway, Vandalia, is anticipated to open in summer 2020. Read on to learn more about this expansion. Personal, Commercial and Retirement Solutions in Vandalia As a full‐service bank,… Read more »
Retirement Community, Assisted Living or Nursing Home: What’s the Difference?
As you plan for the next stage of your retirement, you might be wondering if it’s best to stay in your home or move elsewhere. But what’s the difference between a retirement community, assisted living facility, and a nursing home? Whether you’re eager to participate in a vibrant community of fellow retirees or want to… Read more »
Health Savings Accounts: How to Choose the Right One for You
Health Savings Accounts have a wealth of benefits. They can help you save on taxes, bolster your retirement fund and earn tax-free interest on your savings. Thanks to this trifecta of benefits, Forbes contributor John Goodman claims that no other savings vehicle can top an HSA. However, different HSAs are tailored to different needs. To… Read more »
7 Easy Ways to Save Money When Dining Out
Being smart with your money doesn’t mean that you have to sacrifice the luxury of eating out. Here are seven strategies to dining out on the cheap, so you can enjoy having someone else cook without taking a bite out of your budget. 1. Opt for Self-Service Restaurants Money Crashers contributor Amy Livingston recommends choosing… Read more »
Success Story: John Shell, The Miami County Fair and Minster Bank
Last week, John Shell and his family celebrated nearly 20 years of involvement at the Miami County Fair as Shell’s youngest son showed his final pig. He said the family atmosphere is what led him and his wife, Kim, to become staples at the fair, with each of their four children showing animals throughout the… Read more »
Get the Most Bang for Your Buck With These Home Investments
Making upgrades to your home is like an investment – similar to putting money into a retirement account. That’s why it’s important to choose ones that will provide value for you now, save you money over time and make your house worth more in the future. The following home upgrades check all of these boxes…. Read more »
Is Private Mortgage Insurance Good or Bad?
If you don’t have the money for a down payment on a home, you might have heard of private mortgage insurance, or PMI. This tool can help you buy a home faster, but it’s not without its costs. Learn more about PMI and decide if it’s worth the risks. What is Private Mortgage Insurance? When… Read more »