What is a Co-signer – and Do You Need One?

First-time car buyer cosigns for an auto loan

If it’s your first time buying a car, you likely won’t have enough funds to pay for it in cash. And if you’re a young driver, you likely also won’t have the necessary credit history to get a loan. In these situations, or in situations where you may not be approved for a loan due… Read more »

What Should I Do with a Retirement Plan from an Old Job?

Woman rolling over her retirement plan from her old job to her new job

If you’ve switched jobs, are over 59 ½ or retired recently, you may be wondering what to do with the money left in your 401(k) or another retirement plan from the previous job. The good news is that money is yours to keep (minus any of the company’s contributions that aren’t vested). Most commonly, you… Read more »

How to Decrease Costs for Your Business: A Visual Guide

Man researching ways to decrease costs for his business

With a bit of thought and creativity, you can decrease costs for your business in ways that won’t disrupt your goals or productivity. In fact, careful cost-cutting could even help your company operate and serve customers more effectively. A Visual Guide to Cutting Costs for Your Small Business Get More Small Business Success Tips from… Read more »

5 Factors That Influence Your Car Insurance Rates

Man looks over his car insurance contract

Car insurance is essential for drivers today. Not only is it forbidden to drive without insurance in all 50 states, but that car insurance can also help you cover any costs if you get into an accident. Many drivers want the least expensive insurance rates they can find while still receiving good coverage. But what… Read more »

5 Simple Changes to Be More Active at Work (Even When Working From Home)

Man stretches at his office desk during the work day

These days, many Americans have jobs that require sitting for extended periods of time. But sitting for prolonged periods is linked to a higher risk of disease and premature death, according to the American Cancer Society. Fortunately, getting exercise doesn’t mean spending hours at the gym or pounding on the treadmill. Making a few simple… Read more »

Simple vs. Compound Interest: What’s the Difference?

Mature couple smiles as they discuss their savings

Do you have a loan or mortgage to pay off? If you’re between the ages of 35 to 54, odds are you do. What Is Simple Interest? Simple interest is a fixed amount based on the principal, or original amount, of a loan or deposit. The interest amount remains the same throughout the entire repayment… Read more »