When you retire, you have more time on your hands to see the world. However, with a fixed budget, planning your expenses out ahead of time is of utmost importance. Traveling during retirement is something that you can achieve with responsible budgeting and a sound strategy. Know Your Fixed Budget and Current Expenditures A good… Read more »
According to National Geographic contributors Samantha Cohen and Eric Estroff, Americans throw out an average of $165 billion of food every year. Not only is excess food waste a problem for people’s wallets, it also has a detrimental effect on the environment and makes it harder for food to reach those who really need it…. Read more »
Everyone gets distracted from time to time. For those running small businesses, distractions are not only more frequent but also more detrimental to success. Staying focused is a key tool every small-business owner should have in their toolbox. Starting is Easy – but Finishing is Hard Most successful business owners agree that starting something is… Read more »
When you’re laying out your budget, housing money is probably a pretty big chunk. But are you setting your housing budget wisely? Before you sign up for a new lease or mortgage, make sure the monthly payments won’t ruin your financial plans. Following the 28/36 Rule As with many financial concepts, there’s a rule to… Read more »
Budgeting is daunting, especially since it means cutting down on how much money you can spend on entertainment and leisure. But being smart about your spending doesn’t mean cutting out fun altogether. Remembering entertainment in your budget will help you stick to it and enjoy the times you do decide to spend. Setting a Realistic… Read more »
The term “small business” is more than just a title — it’s a government-defined designation that comes with unique benefits. If your company qualifies as a small business, it may be eligible for the Small Business Association’s programs, which include loans, grants and disaster assistance. Furthermore, the federal government sets aside contracts for competition among… Read more »
A college education can help you secure a sound financial future, yet securing that education often comes at a very high cost. Financial aid can help alleviate some of that cost, and it can come from a variety of different sources, depending on what works best for your needs. Why You Need to File Your… Read more »
