Should Having Children Change Your Retirement Savings Priorities?

Family with two young children spends time together

If you have children, chances are you want to help them pay for some portion of their university tuition. Although it might be tempting to focus on building your child’s education fund above your retirement fund, it’s not usually the wisest financial move. Discover why retirement comes first, then your child’s college fund. 3 Best… Read more »

5 Basics of Successful Budgeting

Young couple planning budget

If you’re feeling clueless about where your money goes each month, it’s hard to create a savings plan for the short- and long-term future. The following budgeting basics will help you get a more complete picture of your finances, take control of your spending and invest for the future. 5 Basic Budgeting Tips to Help… Read more »

Truck Stop Success Story: Fuel, Food and Efficiency

Travel Centers of America

In rural Auglaize County, just off Interstate 75, is a home away from home for America’s dedicated drivers. TravelCenters of America, owned by successful businessman Tom Panos, has been serving up home-cooked meals to drivers and families since 1991. Panos owns 11 additional truck stops throughout the U.S. and says efficiency is a key to… Read more »

7 Hidden Costs of Buying a Car

money hidden behind paper

Buying a car, whether new or used, is an exciting yet expensive time. In addition to the sticker price, you have to budget for hidden costs associated with securing your new ride. From dealership fees and taxes to insurance premiums, the hidden costs of buying a car can break your budget if you don’t plan… Read more »

8 Easy Tips For Purchasing Your First Home

Toy house with down payment money

Walking through the door of a home that could one day be yours is an irreplaceable feeling. As you stand in the middle of the wood-paneled, orange-carpeted living room soaking it all in you can begin to see your vision for this cozy-cottage unfolding right before your eyes. Purchasing your first home is a thrill,… Read more »

Lower your down payment with a free home grant; apply now

Couple accepting keys to new home

Applications are now being accepted at Minster Bank for our Welcome Home Grants, which provide up to $5,000 in free money toward a down payment on a home. The available grant funds through the Federal Home Loan Bank of Cincinnati can be used toward the down payment or closing costs on a new home you… Read more »

In 3 Simple Steps: Get Your Business Emergency Prepared

Two businessmen reviewing emergency evacuation plan

All businesses should prepare for the unexpected by setting up an emergency management plan. According to James Bucki, Director of Computing Technologies at Genesee Community College, 75 percent of businesses that experience a significant disaster fail within six months. “Remember, your company is a series of interconnected systems,” he writes in an article for TheBalance.com…. Read more »