If you’ve switched jobs, are over 59 ½ or retired recently, you may be wondering what to do with the money left in your 401(k) or another retirement plan from the previous job. The good news is that money is yours to keep (minus any of the company’s contributions that aren’t vested). Most commonly, you… Read more »
With a bit of thought and creativity, you can decrease costs for your business in ways that won’t disrupt your goals or productivity. In fact, careful cost-cutting could even help your company operate and serve customers more effectively. A Visual Guide to Cutting Costs for Your Small Business Get More Small Business Success Tips from… Read more »
A new year is a great time for a money makeover. If you struggle with saving or want to save even more than you do already, here are seven strategies worth implementing. Saving Strategy #1: 30 Day Rule According to The Simple Dollar contributor Trent Hamm, one of the simplest ways to avoid impulse purchases… Read more »
Car insurance is essential for drivers today. Not only is it forbidden to drive without insurance in all 50 states, but that car insurance can also help you cover any costs if you get into an accident. Many drivers want the least expensive insurance rates they can find while still receiving good coverage. But what… Read more »
These days, many Americans have jobs that require sitting for extended periods of time. But sitting for prolonged periods is linked to a higher risk of disease and premature death, according to the American Cancer Society. If your job requires you to sit for hours, or if your New Year’s resolutions include getting more exercise,… Read more »
Do you have a loan or mortgage to pay off? If you’re between the ages of 35 to 54, odds are you do. When you borrow money, odds are you’ll be paying interest on that loan. It pays to know the differences between simple and compound interest and the way they’ll affect you, depending on… Read more »
We’ve all been there – the feeling of invincibility when your direct deposit hits your bank account, and the sinking feeling a few days later when you realize you’ve spent most of it. According to a study from Career Builder, nearly 78 percent of full-time workers live paycheck to paycheck each month. Are you one… Read more »
It’s never too early to start saving money, which is why a growing number of parents are opening savings accounts for their children. Doing so can help establish a brighter financial future for your child. Dave Sieminski of the Consumer Financial Protection Bureau notes a study that found children from low-income families were three times… Read more »
Online banking and investing are modern-day service that provide convenience if you often find yourself on the go. When banking online, you never have to worry about waiting in line, making it into a branch before the end of the day, or visiting your financial planner. You can easily pay bills and move money around… Read more »
Some people stick with one bank for a long time. But have you had your savings account there since second grade? Siblings Joe and Jenny Trzaska of Minster have. “The week after our first communion, to help handle the slight influx of cash, our mom would bring each of us to the bank to open… Read more »