[Quiz] What’s Your Money Personality? + Tips to Save

Young couple looking at paperwork with a calculator identifying their wants vs their needs

The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries that you can’t afford. Take this quiz to learn your money-spending personality, then read on for tips to help you… Read more »

Minster Bank Community Voices: Rhonda Keister

Retro microphone with minster bank community voices rhonda keister text

  Minster Bank Community Voices is an audio series that takes you behind the scenes and lets you hear firsthand stories from the people who make our organization great. This week’s guest is Rhonda Keister, branch manager at our Sidney location.  Q: Tell me a little about your job. I’ve been here for 17 years…. Read more »

6 Financial Tips for Going Back to School

Woman does research online about going back to college

If you’re considering going back to college to boost your credentials, you’re probably on the lookout for money-saving strategies.  Here are six dollar-stretching tips to keep you at the top of your class. 1. Fill Out the FAFSA to Save Money If you’re looking to continue your education, your first stop should be the Free… Read more »

Minster Bank to Open New Vandalia-Butler Office

Street view of the new minster bank vandalia butler office

Minster Bank is pleased to announce the expansion of our branch network to serve the Vandalia-Butler area. The new office, to be located at 8530 N. Dixie Highway, Vandalia, is anticipated to open in summer 2020. Read on to learn more about this expansion. Personal, Commercial and Retirement Solutions in Vandalia As a full‐service bank,… Read more »

Health Savings Accounts: How to Choose the Right One for You

Glass jar labeled health filled with coins representing HSA

Health Savings Accounts have a wealth of benefits. They can help you save on taxes, bolster your retirement fund and earn tax-free interest on your savings. Thanks to this trifecta of benefits, Forbes contributor John Goodman claims that no other savings vehicle can top an HSA.  However, different HSAs are tailored to different needs. To… Read more »

How to Manage Cash Flow for Your Small Business

Male small business owner manages cash flow using his tablet and notepad

For your small business to be as successful as possible, you need to have a firm grasp on cash flow.  Understanding your cash flow and how to manage it is essential for both long-term stability and confronting issues in the short term.  Read on to learn more about cash management and how you can improve… Read more »

7 Easy Ways to Save Money When Dining Out

Young-female-and-male-couple-shares-pizza-at-restaurant

Being smart with your money doesn’t mean that you have to sacrifice the luxury of eating out.  Here are seven strategies to dining out on the cheap, so you can enjoy having someone else cook without taking a bite out of your budget. 1. Opt for Self-Service Restaurants Money Crashers contributor Amy Livingston recommends choosing… Read more »