The foundation of successfully managing your finances is budgeting, and a pillar of budgeting is learning to distinguish your needs from your wants. If you can’t differentiate those, you could wind up overspending on luxuries that you can’t afford. Take this quiz to learn your money-spending personality, then read on for tips to help you… Read more »
Minster Bank Community Voices is an audio series that takes you behind the scenes and lets you hear firsthand stories from the people who make our organization great. This week’s guest is Rhonda Keister, branch manager at our Sidney location. Q: Tell me a little about your job. I’ve been here for 17 years…. Read more »
If you’re considering going back to college to boost your credentials, you’re probably on the lookout for money-saving strategies. Here are six dollar-stretching tips to keep you at the top of your class. 1. Fill Out the FAFSA to Save Money If you’re looking to continue your education, your first stop should be the Free… Read more »
Minster Bank is pleased to announce the expansion of our branch network to serve the Vandalia-Butler area. The new office, to be located at 8530 N. Dixie Highway, Vandalia, is anticipated to open in summer 2020. Read on to learn more about this expansion. Personal, Commercial and Retirement Solutions in Vandalia As a full‐service bank,… Read more »
As you plan for the next stage of your retirement, you might be wondering if it’s best to stay in your home or move elsewhere. But what’s the difference between a retirement community, assisted living facility, and a nursing home? Whether you’re eager to participate in a vibrant community of fellow retirees or want to… Read more »
Health Savings Accounts have a wealth of benefits. They can help you save on taxes, bolster your retirement fund and earn tax-free interest on your savings. Thanks to this trifecta of benefits, Forbes contributor John Goodman claims that no other savings vehicle can top an HSA. However, different HSAs are tailored to different needs. To… Read more »
For your small business to be as successful as possible, you need to have a firm grasp on cash flow. Understanding your cash flow and how to manage it is essential for both long-term stability and confronting issues in the short term. Read on to learn more about cash management and how you can improve… Read more »
Being smart with your money doesn’t mean that you have to sacrifice the luxury of eating out. Here are seven strategies to dining out on the cheap, so you can enjoy having someone else cook without taking a bite out of your budget. 1. Opt for Self-Service Restaurants Money Crashers contributor Amy Livingston recommends choosing… Read more »
Minster Bank, together with Zelle®, is proud to announce a fast, safe and easy way to split bills and send money with people you trust. What is Zelle? Zelle is a fast, safe and easy way to send money to and receive money from friends, family and others you trust. Best of all, it’s now… Read more »
Last week, John Shell and his family celebrated nearly 20 years of involvement at the Miami County Fair as Shell’s youngest son showed his final pig. He said the family atmosphere is what led him and his wife, Kim, to become staples at the fair, with each of their four children showing animals throughout the… Read more »