How to Create a Food Budget for 2021

Woman opens fridge and puts away groceries

Everyone needs to eat, but your eating habits may have changed a lot during 2020. While food expenses are a necessary part of any monthly budget, there are practical ways you can reduce food costs. Get the lowdown on creating a monthly food budget, as well as other steps you can take to stick to… Read more »

Buy Your Dream Wardrobe Without Spending a Bundle

Clothing hanging on wooden hangers on a metal rack

With so many occasions and seasons to dress for, your clothing budget can easily get out of hand. While it’s nice to have a wardrobe that can address every scenario and social gathering imaginable, you simply don’t have the money, or the closet space for that matter, to accommodate. These tips will help you stay… Read more »

The Importance of Scheduled Maintenance for Your Car

Vehicle receiving scheduled car maintenance

Informing yourself about your vehicle’s needs is a habit that pays dividends in the long term. By paying attention to the recommended maintenance schedule and following it accordingly, you can extend the life of your car, prevent serious problems and avoid disruptions to your finances. Consequences of skipping scheduled car maintenance Disregarding scheduled maintenance for… Read more »

Three Ways to Start a Small Business On the Cheap

Woman starting her own small business

If you’ve ever dreamed of owning your own business, you probably stopped dreaming the second you considered how much money it would take to make your dream come true. You can dream big and start small, however, by starting up a business that doesn’t require a huge amount of capital up front. The following are… Read more »

Success Story: Banking With Minster Bank is a Family Affair

sunset cylinder propane tanks

For Cameron Aller, using Minster Bank for his business needs was a no-brainer. “We’ve been working with Minster Bank for many years,” Aller says. “My dad had a business, and he started doing business financing through them when I was a kid. When we got older, we all started doing our finances with them.” Aller… Read more »

Pros and Cons of Owning a Rental Property

Toy houses lined up as rental properties

Owning and renting real estate is an investment option with many attractive advantages, especially among the retired. What’s more, thanks to the passage of the 2017 Tax Cuts and Jobs Act, the economics of buying rental property are more favorable than they have been for a generation. That being said, there are also disadvantages to… Read more »

Jobs to Keep You Active During Retirement

Woman working during retirement to stay active

Retirement strips away the stresses of the workday and replaces them with rest, relaxation, independence and adventure. While you might think that having unlimited time to do whatever you please is endlessly appealing, many retirees find they miss the sense of order that working brought to their lives. If you feel you might need more… Read more »