9 Expenses You Can Easily Cut from Your Life

Woman checks price tag in store to cut expenses

The easiest way to maximize your paycheck is by reducing your monthly costs. Wouldn’t it be nice to boost your savings and reduce your expenses – all while working with the income you already have? Here are nine practical ways to cut down on fees and expenses from your life. 9 Ways to Reduce Expenses… Read more »

3 Tips for Paying Off Credit Card Debt

Getting your credit card down to a zero balance is possible – if you know how to do it. According to NerdWallet’s 2019 American Household Credit Card Debt Study, the average U.S. household carried just shy of $7,000 in revolving credit card debt and paid approximately $1,200 in interest. But depending on your circumstances, credit… Read more »

Is a farm expansion or ag building renovation in your future?

barn and silo on farm field

Are you considering a farm expansion, building renovation or new start-up? For farmers looking to expand or start a new operation, it can feel overwhelming. There are the pressures of purchasing the right land or equipment at the right price, developing a business plan and, of course, being a good community partner and steward of… Read more »

How One Local Farmer Put Down Roots with Minster Bank

Tractor cultivating field in springtime

As a child, Dan Klosterman recalls his parents opening his first savings account with Minster Bank. From his first deposit to his first car loan to financing his farm expansion, he has turned to Minster Bank. Why? Because longevity, trust and personal service still mean a lot in ag business. This business mindset and deep… Read more »

Success Story: Never Too Young for Entrepreneurship

new bremen massage clinic employees

Starting a business at age 21 is scary and nerve-racking, to say the least. You have no idea what you are doing and “literally, no money,” laughs Karla Thornton, owner of the New Bremen Massage Clinic. That was 10 years ago and one-third of the business she has now. Since opening in 2007, Thornton has… Read more »