Planning for retirement can be exciting, anxiety-inducing and complicated. Sometimes even planning further than the weekend is impossible, so to plan your entire work-free retirement? That seems like a lot to handle. When you’re planning something this big, it makes sense that you’d stumble, get turned around and make mistakes once in a while. Below… Read more »
The easiest way to maximize your paycheck is by reducing your monthly costs. Wouldn’t it be nice to boost your savings and reduce your expenses – all while working with the income you already have? Here are nine practical ways to cut down on fees and expenses from your life. 9 Ways to Reduce Expenses… Read more »
Millennials are showing they are better at budgeting than the average American, according to a study by Earnest, Amino and Earnest. However, it did show they have a weak spot when it comes to finances — retirement savings. The study found that 71 percent of Millennials use a budgeting tool or keep a monthly budget… Read more »
Getting your credit card down to a zero balance is possible – if you know how to do it. According to NerdWallet’s 2019 American Household Credit Card Debt Study, the average U.S. household carried just shy of $7,000 in revolving credit card debt and paid approximately $1,200 in interest. But depending on your circumstances, credit… Read more »
Are you considering a farm expansion, building renovation or new start-up? For farmers looking to expand or start a new operation, it can feel overwhelming. There are the pressures of purchasing the right land or equipment at the right price, developing a business plan and, of course, being a good community partner and steward of… Read more »
If you or a loved one is a veteran of the U.S. military, you’ll find a variety of financial loan options to help you achieve your goals. Many of these financing and banking options provide better rates than conventional loans, with some even offering up to 100 percent financing. The most popular VA program is… Read more »
As a child, Dan Klosterman recalls his parents opening his first savings account with Minster Bank. From his first deposit to his first car loan to financing his farm expansion, he has turned to Minster Bank. Why? Because longevity, trust and personal service still mean a lot in ag business. This business mindset and deep… Read more »
