Should Having Children Change Your Retirement Savings Priorities?

Family with two young children spends time together

If you have children, chances are you want to help them pay for some portion of their university tuition. Although it might be tempting to focus on building your child’s education fund above your retirement fund, it’s not usually the wisest financial move. Discover why retirement comes first, then your child’s college fund. 3 Best… Read more »

5 Basics of Successful Budgeting

Young couple planning budget

If you’re feeling clueless about where your money goes each month, it’s hard to create a savings plan for the short- and long-term future. The following budgeting basics will help you get a more complete picture of your finances, take control of your spending and invest for the future. 5 Basic Budgeting Tips to Help… Read more »

7 Hidden Costs of Buying a Car

money hidden behind paper

Buying a car, whether new or used, is an exciting yet expensive time. In addition to the sticker price, you have to budget for hidden costs associated with securing your new ride. From dealership fees and taxes to insurance premiums, the hidden costs of buying a car can break your budget if you don’t plan… Read more »

In 3 Simple Steps: Get Your Business Emergency Prepared

Two businessmen reviewing emergency evacuation plan

All businesses should prepare for the unexpected by setting up an emergency management plan. According to James Bucki, Director of Computing Technologies at Genesee Community College, 75 percent of businesses that experience a significant disaster fail within six months. “Remember, your company is a series of interconnected systems,” he writes in an article for TheBalance.com…. Read more »

President/CEO Retires After 31 Years of Dedicated Service

Mark and Dale

In 1986, Ronald Reagan was President and gas was 93 cents to the gallon. What else was special about that year? CEO and President Mark Henschen began his career at Minster Bank. Henschen announces retirement On January 31, 2017, Mark locked up the bank one last time, signing off as retired after 31 years of… Read more »

4 Reasons to Use Wealth Management Services

Man working with wealth management services

What are wealth planning services? Simply put, wealth planning is the process of balancing and addressing these four objectives: security, a comfortable standard of living, the ability to provide for others and the ability to leave a legacy. It is more than an investment—it’s a multi-step process that clients go through as they make decisions… Read more »