First-time car buyer cosigns for an auto loan

What is a Co-signer – and Do You Need One?

If it’s your first time buying a car, you likely won’t have enough funds to pay for it in cash. And if you’re a young driver, you likely also won’t have the necessary credit history to get a loan. In these situations, or in situations where you may not be approved for a loan due… Read more »

Man researching ways to decrease costs for his business

How to Decrease Costs for Your Business: A Visual Guide

With a bit of thought and creativity, you can decrease costs for your business in ways that won’t disrupt your goals or productivity. In fact, careful cost-cutting could even help your company operate and serve customers more effectively. A Visual Guide to Cutting Costs for Your Small Business Get More Small Business Success Tips from… Read more »

Yellow sticky notes with New Year’s resolutions written on them

Start the New Year off Right with These Savings Tips

A new year is a great time for a money makeover. If you struggle with saving or want to save even more than you do already, here are seven strategies worth implementing. Saving Strategy #1: 30 Day Rule According to The Simple Dollar contributor Trent Hamm, one of the simplest ways to avoid impulse purchases… Read more »

Man looks over his car insurance contract

5 Factors That Influence Your Car Insurance Rates

Car insurance is essential for drivers today. Not only is it forbidden to drive without insurance in all 50 states, but that car insurance can also help you cover any costs if you get into an accident. Many drivers want the least expensive insurance rates they can find while still receiving good coverage. But what… Read more »

Man stretches at his office desk during the work day

5 Easy Ways to Get Exercise At Work

These days, many Americans have jobs that require sitting for extended periods of time. But sitting for prolonged periods is linked to a higher risk of disease and premature death, according to the American Cancer Society. If your job requires you to sit for hours, or if your New Year’s resolutions include getting more exercise,… Read more »

Woman doing her budget stresses over how much money she’s spending

How to Start Saving and Stop Stressing

We’ve all been there – the feeling of invincibility when your direct deposit hits your bank account, and the sinking feeling a few days later when you realize you’ve spent most of it. According to a study from Career Builder, nearly 78 percent of full-time workers live paycheck to paycheck each month. Are you one… Read more »

Family and children hold piggy bank with savings account money

When Should You Set Up Your Child’s Savings Account?

It’s never too early to start saving money, which is why a growing number of parents are opening savings accounts for their children. Doing so can help establish a brighter financial future for your child. Dave Sieminski of the Consumer Financial Protection Bureau notes a study that found children from low-income families were three times… Read more »

Man is confident his financial information is safe when he uses his credit card for an online transaction

Is Your Financial Information Secure Online?

Online banking and investing are modern-day service that provide convenience if you often find yourself on the go. When banking online, you never have to worry about waiting in line, making it into a branch before the end of the day, or visiting your financial planner. You can easily pay bills and move money around… Read more »