Category: Personal Finance

Budget-Friendly Wedding Tips that Won’t Break the Bank

Woman trying on wedding dress and planning a wedding on a budget

Weddings are a celebration of love, joy and commitment, but between booking a venue, ordering the catering and sending out invitations, your expenses can pile up and put a damper on the fun. In 2018, the average wedding cost more than $44,000 — that’s more than the average student loan for a four-year degree. But… Read more »

Pros and Cons: Should You Open a Joint Account?

Young couple checking their bank account, considering the pros and cons of a joint bank account

You might be wondering if it’s a good time to set up a joint bank account. Maybe you’re getting ready to tie the knot or finally consolidate your money with your spouse. There are many benefits to having a joint bank account, but is it the best option for your situation? Pros of Opening a… Read more »

How Your Smartphone Can Help You Save

Woman banks on smartphone at outdoor cafe

Ever wonder why so many people love mobile banking? It’s probably because banking online is a great way to set, track and stick to a budget. And according to CreditCards.com, in 2016, 62 percent of Americans cited digital banking as their primary method of banking. There are many benefits to tracking your spending on an… Read more »

Success Story: Welcome Home to The Hennings

First-time homebuyers Tristan and Kenisha Henning stand in front of their new home

When Tristan and Kenisha Henning and their three-year-old son began looking to buy their first home, it was Kathy Sampson at Minster Bank’s St. Marys location who first suggested they apply for the Welcome Home funds. “Kathy was the first person to bring it up to us and explain it to us,” Kenisha Henning said…. Read more »

Three Reasons to Cut Your Paper Usage This Year

Woman uses laptop and enjoys paperless lifestyle

According to a survey by Javelin Strategy and Research, approximately 61 percent of checking account customers subscribe to paperless statements. Are you one of them? Discover three reasons to go paperless with your banking statements and other communications this year. Reason #1: Help the Environment Perhaps the most obvious benefit of going paperless with your… Read more »

Four Factors That Influence Your Home’s Value

White home behind in green yard in springtime

Your home will probably be your greatest financial investment, and doing what you can to protect that investment it is a constant effort. Some factors in your control, ranging from the way you keep your lawn to the way you renovate your bathrooms, will affect the value of your home in the long run. However,… Read more »

Pros and Cons of Biometric Authentication

Woman uses fingerprint to authenticate app on her smartphone

You know why it’s important to protect your personal online banking information with a strong password. You even go the extra mile and change your password every 90 days to make sure you’re always one step ahead. But what do you do when your mobile banking app introduces the idea of biometric authentication – and… Read more »